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LifeShield lets you take quality protection wherever life may lead.
FEATURES
Your smile says it all. Dental health is a vital part of your overall well-being. LifeShield Dental Insurance plans give you affordable choices to help cover the costs associated with maintaining your dental health.
Choose a LifeShield Dental Insurance plan and keep smiling bright!
Guaranteed issue and guaranteed renewable
Choose $1,000, $2,000, or $5,000 maximum annual benefit
Preventive care coverage from day one
Your choice of $100 flat deductible or vanishing deductible
(where available)
PROVIDER
Our dental insurance with vision and hearing discount plans gives you the freedom to choose any provider and still enjoy your benefits.
The world doesn't slow down, so why should you?
While you have a nationwide network of quality dental providers ready to offer you care at a discounted rate, your choice is not restricted if you find yourself out-of-network from your dental provider.
With a LifeShield Dental Insurance plan you're free to roam and be healthy for the journey!
PRODUCT HIGHLIGHTS
ISSUE AGE | 18-89 | |
---|---|---|
DENTAL DEDUCTIBLE: FLAT OR VANISHING (Where available) |
All Years: $100 | Year 1: $100 |
Year 2: $50 | ||
Year 3+: $0 | ||
DEDUCTIBLE APPLIES TO | Basic/Major | |
DENTAL ANNUAL MAXIMUM BENEFIT |
$1,000/$2,000/$5,000 | |
PRO NETWORK | Dental | |
VISION MAX BENEFIT | 80% Coinsurance, $200 maximum per 2 years | |
HEARING MAX BENEFIT | 80% Coinsurance, $500 maximum per year | |
DENTAL COVERED DAY ONE EXPENSES |
X-Rays, Examinations, Cleanings, Fillings, Extractions |
|
% COVERED PER YEAR Preventive/Basic/Major |
Year 1: 100/80/0 | |
Year 2+: 100/80/60 | ||
WAITING PERIODS Waived with evidence of Prior Credible Coverage (Not available in all states) |
Preventive: None | |
Dental Basic: None | ||
Dental Major: 12 Months | ||
Vision: 6 Months (May vary by state) | ||
Hearing: 6 Months (May vary by state) | ||
DENTAL COVERAGE TIERS | Preventive: Semi-annual Exams, Cleanings, and X-Rays |
|
Basic: Fillings, Non-Surgical Extractions, Periodontal Scaling and Cleaning |
||
Major: Bridges, Crowns, Dentures, Implants, Surgical Extractions, Root Canals, and Periodontal Services |
Your smile says it all. Dental health is a vital part of your overall well-being. LifeShield Dental Insurance plans give you affordable choices to help cover the costs associated with maintaining your dental health.
If you would like for an agent to contact you with more information, go to Contact Me.